The company posts Q4 profit of Rs 42 lakh, AUM jumps 142 pc to Rs 249 crore
All India — BSE listed Digital non-bank lender, Purple Finance Ltd reported a profit before tax of Rs 42 lakh in the January-March quarter of FY26, reversing a loss of Rs 88 lakh in the preceding quarter, driven by higher income and a sharp rise in its loan book.
The Mumbai-based NBFC firm, which focuses on secured lending to micro and small enterprises, said total income grew 28 per cent quarter-on-quarter to Rs 1,717 lakh in Q4 FY26, compared to Rs 1,338 lakh in Q3 FY26.
Assets under management (AUM) rose 27 per cent sequentially to Rs 24,901 lakh, more than doubling from Rs 10,306 lakh in the year-ago period, a growth of 142 per cent year-on-year.
Gross non-performing assets remained below 1.5 per cent of AUM during the quarter, it added.
On a year-on-year basis, total income surged 175 per cent from Rs 625 lakh in Q4 FY25, while the company narrowed its pretax loss to a profit, compared to a loss of Rs 502 lakh in the same quarter last year.
During FY26, the company raised capital aggregating Rs 79 crore and successfully listed Rs 25 crore of retail non-convertible debentures on BSE Ltd.
Purple Finance also proposes to raise an additional Rs 69 crore in capital, subject to receipt of regulatory approvals, to support its next phase of growth.
“We are pleased to deliver strong growth and sustain profitability in Q4. With a strengthened balance sheet and improving operating leverage, we remain focused on becoming a large MSME lender,” said Amitabh Chaturvedi, Executive Chairman, Purple Finance Ltd.
Purple Finance is registered with the Reserve Bank of India as a non-banking financial company in the investment and credit company category. It entered retail secured lending in 2022 and is listed on BSE Ltd.
| Particulars (Rs. In Lakhs) | Quarter ended 31.03.2026 | Quarter ended 31.12.2025 | Q4-Q3 FY’26 Growth % | Quarter ended 31.03.2025 | Q4 YoY Growth % |
| Total income | 1,717 | 1,338 | 28 | 625 | 175 |
| PBT | 42 | (88) | 148 | (502) | 108 |
| AUM | 24,901 | 19,596 | 27 | 10,306 | 142 |
About PFL
Purple Finance Limited is registered with the Reserve Bank of India as a NBFC categorised as Investment and Credit Company. The Company forayed into retail secured lending in 2022, when Three Seasoned Professionals partnered with founder Amitabh Chaturvedi to transform Purple Finance into a digital-first, MSME-focused lender. Together, this founding team brings over 125 years of combined leadership experience from leading financial services institutions. Purple Finance now serves micro and small enterprises with secured business loans, leveraging technology and deep industry expertise to drive responsible growth. The Company is listed on BSE Limited.
